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The Deposit Loyalty Gate: Which Deposits Agentic AI Takes First — and the Gate That Holds Them
Reachable is not the same as gone. The Deposit Loyalty Gate: two axes, an authorization gate, and the Vulnerability Quadrant that names which deposits leave first.
The GenAI Assurance Grid: How to Govern AI You Cannot Open
SR 26-2 puts generative AI outside model-risk scope, not outside governance. The GenAI Assurance Grid: five rings that assure the system you cannot open.
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From the channel
The Deposit Loyalty Gate — an executive briefing on which deposits agentic AI takes first: your deposit base was never loyal to your bank, it was loyal to the effort it took to move money, and that effort is disappearing unevenly. Two scoring axes (rate-sensitivity × agent-reachability) gated by a third — a deterministic authorization layer of biometrics, maker-checker approval and transaction limits — the control mechanic, reachable is not the same as gone, and the Vulnerability Quadrant to name the segment an agent takes first. Subscribe on YouTube →
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